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Download my FREE eBook to learn how a short sale can help.
This eBook will provide you with information about how to avoid foreclosure in Virginia, explain the effects it can have on you and your family, and offer other options that may be available to you.
I can help with foreclosure prevention and foreclosure services
Feeling like there is no other option but foreclosure can be an overwhelming experience. Know that you are not alone. Thousands of homeowners in the United States are facing the same challenges as you every single day. Now more than ever before there are solutions.
You need help, guidance, and someone who understands the difficult choices you are facing about your home, your family, and your life. Quite often a homeowner facing foreclosure thinks they have to go through the process alone, forced into a daunting situation caused by unforeseen circumstances beyond their control.
Key Reasons to Avoid Foreclosure
Minimizing damage to the credit.
Foreclosure and bankruptcy are public records that cause fatal damage to credit scores (foreclosure up to 7 years and bankruptcy up to 10 years).
Maintaining control and integrity.
Eviction is an unpleasant experience where the borrower is forced to lose the house against his/her will.
Ways Foreclosure Can Affect You
A foreclosure will remain as a public record on a person's credit for 10 years or more.
Employers have the right and are actively checking the credit regularly of all employees who are in sensitive positions. A foreclosure, in many cases, is ground for immediate reassignment or termination.
Many employers are requiring credit checks on all job applicants. A foreclosure is one of the most detrimental credit items an applicant can have and in most cases will challenge employment.
This eBook will provide you with information about how to avoid a foreclosure, explain the effects it can have on you and your family, and offer other options that may be available to you. This includes a short sale, and I can help you determine if you qualify.
Download my FREE eBook to see how a short sale can help.
A homeowner who loses a home to foreclosure
Credit score drops 250 to over 300 points
Affect the credit score for over 3 years
On report 10 years or more
After a successful short sale
Credit score drops as little as 50 points
Affects the credit score as brief as 12-18 months
Doesn't show on report
We used Mr. Tracy Brown's company from renovations to closing. Always available and kept us well briefed of all progress of selling our house.
My wife and I are truly satisfied with the excellent real estate services provided by Tracy Brown. Tracy explained the entire process to us to include what to expect in selling our home. He kept us informed of the fluctuations in the housing market and he gave updated assessments of our status at least weekly.
Everything with Tracy seemed effortless and easy. From the pre-listing inspection, spot on listing price estimate, arranging showings, and post contract efforts. Communication was also great and timely. We highly recommend Tracy and would use his services again, and are recommending him to our friends.
Tracy Brown was much more than my agent, he was my real estate advocate. I had a house that I thought was going to be very difficult to sell but Tracy made it look easy. From attracting prospective buyers, to fighting for the best outcome for me as the seller, he always had my back. His work ethic and tenacity made for a painless and speedy sale for me and my family. Thank you Tracy!
Thank you Tracy I appreciate the hard work and advice which sold my house. You made the process easy even with me being out of state. Highly recommended!
Tracy Brown was extremely professional and dedicated in getting our house sold. His professionalism was important to this process, however his personable attitude during this arduous course was essential in making my family and I feel like he truly cared about our well being. He honored our timeline by meeting at our house during the initial appointment, and he was always quick to reply to any texts, emails, or phone calls that he received from me. Anyone looking to sell their house would be blessed to have Tracy in their corner. My family and I couldn’t recommend him any more highly!
I would like to thank you for the wonderful job you and your associates did in assisting me in the short sale of my family home. You were there to answer my questions and made the process go smoothly. I would highly recommend your services to my family and friends.
I'm here to help
Foreclosure can be a pretty difficult concept to grasp. There are people and resources out there offering foreclosure services, but sometimes you have questions that you just don't know how to ask. Well, I'm going to tackle a few questions about foreclosure that we're all thinking but too ashamed to
This post is going to be a little different. I'm going to make it personal and pull at your heart strings a little. Hopefully by the end of this you realize that foreclosures happen to average, everyday, hardworking people. I also want you to understand that there is help available.
Alright so let's say your home has entered the foreclosure process (If you're not sure what this is no worries, we've got you covered in a previous post). Of course you want to stop the foreclosure dead in its tracks. There are lots of resources available to help you do